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- Should I get a new credit card or transfer my old balance to a new one? I am looking to make a couple large, immediate purchases with a credit card. I already have one credit card with very little available balance. Should I: A. Apply for a brand new card and use it to make these new purchases? OR B. Transfer my old balance to a new card, then work off paying
- What is the best way to apply for a credit card without any credit? Neither my husband or I have any credit. We have a car in his name, but the co-signer is his mother (because we don’t have any established credit). I kept all of our bills in my name (like electric, gas and what not). We do not have a cell phone provider that
- How do they decide credit limits for your first credit card? I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least $1,500. I have no credit history whatsoever, I don’t have to make a house payment, no dependents, and I make $12.10 an hour working 35-40 hours a week. Would all those
- Why do credit card companies charge such high fees when redeeming airline miles? Why do credit card companies charge such high fees when redeeming airline miles? Ticket might be normally $400 which is free by redeeming my miles, but then they want to charge say $200 for FEES that will cost me money in addition to redeeming my miles. Any way around this?
- Why dont banks offer more instant-type credit card loans as opposed to charging outrageous overdraft fees? Is it a regulatory issue or just bad business? What are the regulations and limitations on what banks do with deposits held by them?
