Credit Card Discussion

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I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit [...]

I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an [...]

Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and [...]

What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.

For many years I have been caregiver to my elderly parents. We have one credit card, for which my father is the primary card holder, and my mother and I are authorized users. However, I am the only one who uses the card, and the bill is paid in full every month, with no [...]

I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a [...]

Will my credit card be under a cost of goods account, expense account, loan or what? The equipment had already been paid in full by the credit card, now we are paying the credit card off. Should I name the credit card as a vendor?

I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.
It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.
I already have [...]