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WHy is it taking 30 days to get a response from an online credit card application?

I applied online yesteray for my first credit card and they said I would get a response within 30 days. Why does it take so long? Is it because I have no credit and it was a student credit card? Also, I said I had both savings and a checking account but right [...]

Bank Credit Card - How To Get One As Your Financial Back-Up?

It is important for college students to be able to pay for their tuition, books, fees and living expenses while they are attending post-secondary school. A student loan and a scholarship can cover most of the associated costs, but there are still other day to day expenses to consider. If an emergency occurs and the [...]

Credit Card Offers Explained - Yes, Your Banker Lied to You

Credit Card Offers Explained…For decades people have been trying to figure out what the best credit card deals are. The answer as to what the best credit cards are isn’t as simple as you might first think.If you are looking for a 0% intro APR your thought might be whatever offer gives me the longest [...]

Credit Card Applications - Getting Approved After Refusal

It can be disheartening when you apply for a credit card and get turned down. However, in the vast majority of cases, it really is not anything that you need to worry about. While there are some people out there who would be approved for virtually everything they could think of applying for, for the [...]

Why was my online credit card application declined?

I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which provides Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know [...]