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Can my credit card company unilaterally lower my Credit limit at its discretion? How likely is this?

I have a credit card with a credit limit of $12,500. I have not only been making the payments each month, but I have been paying off my monthly balance at the end of each month consistently. My father told me that, given the situation of today’s financial market, the bank can decide [...]

Visa Credit Card Advantages

The Visa card consumers will enjoy easy online access to register their purchases and they can file their claims. VISA provides this free service to the benefits of its consumers. The consumer can shop with confidence, knowing that virtually everything they purchase with their covered Visa card is protected in case of theft or damage [...]

What are the best credit card companies?

I’m only 20 and I have no credit at all. I don’t even know how to begin to get credit because my mom never taught me these things I basically raised myself. Anyway..I’m trying to number 1, get a car and number 2, apply for a credit card. What are the best companies and what [...]

What’s the best credit card to get to help rebuild credit?

I want to get one credit card to rebuild credit. What’s the best one right now. I hear Capital One is a really bad one. We filed chapter 7 after losing a business and get tons of offers. I don’t plan on using it other than to just keep a small balance and [...]

International Money Order nach USA in Österreich, wie?

Habe was aus den USA bestellt muss per International Money Order bezahlen, nur wie geht das? Das sind die einzige Informationen:
Order Confirmation
PLEASE DO NOT SEND CASH! Sorry, but we cannot be responsible for lost cash.
Payment for orders must be made by credit card, money order, or cashier’s check made payable to Cinder Block, Inc. Personal [...]

What is the best method for consumer credit card debt relief?

We started a program with “Consumer Credit Counselors” This progarm has us pay the Consumer Credit Counselors, then they pay the credit cards every month. All they do is lower some of the interest rates. They don’t negotiate amount owed. The payments are too high for us, so we looked into other alternatives. We found [...]

Could I be denied a student credit card (Discover or American Express)?

-Never missed a payment (always paid most or all of the bill before or on the due date)
-3 Credit cards
-6 month credit history on one card
Only problem is I have 14 inquiries on my credit report. How good of a chance do I have to be accepted for a discover or american express student [...]

Will cancelling my bad credit card affect my credit score?

I have other cards that I have excellent credit history on, but this one card is really bothering me because I had more than a couple of late payments on it in the past. Is it safer for me to just cancel it out, rather than keeping it open?

What is the best way for a small business to take credit card payments over the Internet?

I have a potential Internet customer who wants to pay by credit card, but currently I only accept payments by PayPal. I tried to contact PayPal about taking credit cards over the Internet but they won’t give me a quick, straight answer. They want a salesman to call me at work. That’s [...]

Need Dental Work-Should I use current credit card or apply for Care Credit card?

I need to get some crowns and I know that it won’t be cheap. I have enough space on one of my credit cards to put them on, however the interest rate is not that great. I know that “care credit” offers payment plans that would save me money in the long run, [...]