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- I want to apply for a student credit card, but I know nothing about APRs and interest rates. Help? I want to apply for a student credit card just in case I need money while I’m in college. My mom and my sister told me not to but this is something I want to do on my own and see if I can handle it alone. I work 2-3 days a week starting Sept.
- Can a credit card company suddenly increase your APR just because they reviewed your credit report? I recieved a letter from a credit card company i’ve been with for some time stating that “due to information recieved on my credit report” they were hiking my interest rate. I haven’t paid late at all on this card and nothing has changed that I know of on my credit report. Is it even
- Is it better to transfer credit card balances? I have 3 credit cards. My COMBINED balances make up 24% of my COMBINED credit limits. In terms of a credit score increase, is it better to transfer those balances to the card with the most room? I have one card with a $7K limit and a $0 balance. This is also the newest (less
- How does getting a secure credit card hurts your credit? I have great credit 755 and want to get a secure credit card, would it hurt my credit?
- Borrow money from low interest credit card and invest it in higher interest yield account? I got an offer where I can borrow money from my Credit card for 1.99% APR until Feb. 2008. There is a fee of $75.00 which is minimal as the amount I would borrow would be about $18,000. I can take this money and invest it in a savings account that has an APR of
