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Captial One Credit Card Services?

Capital One Balance = $467.00/ Credit Limit = $500.00
Minimum Payment = $13.00
Schedule Payment 2/1/08 = $325.00
Legacy Visa Balance = $240.00/ Credit Limit = $300.00
Minimum Payment = $30.00
Schedule Payment 2/2/08 = $165.00
I heard 30% is what you should owe toward yo total balance of both credit cards to be in a safe good credit zone….
Since [...]

Is it harder to reedeem miles from a non airline credit card?

I noticed the captial one credit card gives you 2 miles per dollar at half the annual fee. Where as an airlines card like Northwest is 1 dollar per mile and double the annual fee. Is it harder to reedem the miles from a non airline credit card?