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- How does a credit card company verify someone’s income? When applying for a credit card one can now be “instantly” approved (or declined). I understand how creditors can access and review one’s credit report in a matter of seconds, but how can a creditor “instantly” verify the income that you have reported? For that matter, how do they verify or check your income at
- What is the best credit card to apply for to rebuild credit? I have a pretty low credit score (597) and want to begin rebuilding my credit. The score is low from charge offs about 3 years ago. Is there a certain bank or credit card that is easier on people like me that will give me a credit card? And yes–I do plan on
- Can I deduct credit card interest for money deposited into a MM account? If I take a credit card cash advance and deposit this money into a money market account, is the interest on this credit card debt deductable on federal taxes? I have an unique credit card offer that would actually yield a significant profit if the interest is tax deductable.
- What is the best way to get my first credit card to build credit? I’m a college student and would like to get a credit card (for building up my credit for my future). I have a savings account, and have some money in it. I am also a full time student. I also do not have a job. What is the best and safest way to get
- Do you agree that people should not have Joint Bank/Credit Card Accounts? It seems to amaze me that people would get a joint bank/credit card account together and this includes a spouse. Only negative things can go wrong with having a joint account-there are no positives. Even for married folks, accounts should be seperate from each other as 2 purposes are served. They can see who
