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Credit Card Applications FAQ

Lots of folks have questions about credit cards but may feel shy about asking for fear of being seen as not savvy. Here’s a list of frequently asked questions about applying for credit cards to bring you up to speed on what you need to know about the credit card application process.Can I apply for [...]

How long is the wait to apply for a new credit card after Personal Bancruptcy?

I filed for chapter 13 Personal Bancruptcy 7 years ago. I was just wondering: How long can someone wait to aquire a new line of credit; Is it 7 or 10 years now? I’m asking Because recently my Personal Bank sent me a Pre-Approved Unsecured Credit Card Application via the net. I filled it up [...]

Any tips for the Applied Bank secured credit card?

I want a secured card because I just graduated college and just started working. I would like to start building some credit w/out paying outrageous fees.
Applied Bank sounds pretty good so far. I don’t mind paying a reasonable annual fee if I don’t have to pay a super high APR (you know, in case [...]

Bank Credit Card - How To Get One As Your Financial Back-Up?

It is important for college students to be able to pay for their tuition, books, fees and living expenses while they are attending post-secondary school. A student loan and a scholarship can cover most of the associated costs, but there are still other day to day expenses to consider. If an emergency occurs and the [...]