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- Can my credit card company unilaterally lower my Credit limit at its discretion? How likely is this? I have a credit card with a credit limit of $12,500. I have not only been making the payments each month, but I have been paying off my monthly balance at the end of each month consistently. My father told me that, given the situation of today’s financial market, the bank can decide
- Can you pay more on an unsecured credit card to up your limit? For example if you have a limit of $500 and have $500 available on an unsecured card but you need about $300 more to purchase something for $800 that does not accept cash - credit card only. Can you pay the unsecured credit card that amount ($300) and do you then have the additional credit
- What does transfering money to your credit card account do? Obviously you pay off a credit card bill with a check or using bill pay through your bank. I have a credit card account through Wells Fargo, and I notice that when I choose to transfer money from my checking account to one of my other Wells Fargo accounts, I can transfer it to
- How were your finances when you were 25 years-old? ? I’m always paranoid and want to accomplish things quickly. I’m just trying to see where I stand in comparison to most people around my age. I’m 25 years-old and I will have made almost $120K by end of this year. Here are my finances: - $12,000 in 401K - $6,500 in savings Debt - $3,600 in credit
- How do you do a cash advance from a credit card? Exactly how do you get a credit cards cash advance? I know you go to the ATM, but I don’t have a pin number to use.