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- Should I go for a student credit card or a regular credit card? I am a college student trying to build my credit history. While shopping for credit cards, I notice that banks offer student credit cards for college students. Should I go with the student cards or with the regular credit cards? Is there a difference? I saw that some of them have a higher APR than
- Should I pay down my credit card or auto loan first? Believe it or not the interest on my auto loan is higher than my credit card. (~12% for auto loan compared to ~10% on credit card). I owe approximately $5000 on each. Common sense would say to pay on the higher interest first. However, are there other factors I should consider such
- Got a HSBC Platinum Mastercard credit card 2 weeks ago, then got offer for an awesome Discover card thru HSBC? Even though they are the same bank can I open another account with Discover HSBC? I would like to keep both for building credit but the Discover is a much better deal.
- If i cancel a student credit card will it hurt my credit? I have a student credit card from Chase. I’m not really sure if i want a credit card or not because i’ll be tempted to spend more money. But i like the idea of building my credit. I know that canceling a regular credit card with hurt your credit. Will a student credit hurt it
- Requirements for Credit Card Application But getting it approved by the authority and the issuer is totally a dissimilar thing altogether. There are many companies of credit cards who are placing many stringent requirements to fulfill from their candidates. One among those requirements is huge credit score or a best credit rating.The good credit status does not arrive instantly. It
