Credit Card Discussion

Gerade habe ich von einem australischen Radiosender folgenden Reklamespruch gehört:

Don’t get fooled by the credit card companies! Pay less, pay cash!
(Lasst Euch von den Kreditkartenfirmen nicht vereimern! Zahlt weniger, zahlt bar.)

When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks

I’m only 20 and I have no credit at all. I don’t even know how to begin to get credit because my mom never taught me these things I basically raised myself. Anyway..I’m trying to number 1, get a car and number 2, apply for a credit card. What are the best companies and what do you look for in their companies? Is the rate supposed to be high or low? Just explain to me the positives and negatives about a credit card and explain to me how to get it. How much usually is your monthly payment? I need all kind of details. First time learner here!

I recently applied for a credit card and was not approved mostly because I said I was employed instead of a student, but since I work part time and go to school I didn’t think it would really matter and of course it wouldn’t give me an option to put in both. My question is, can I now re-apply for the same card and say I’m a student or will that affect me or my credit negatively?

How and where can you get canadian credit card or loan with bad credit?

I purchased a ticket frm Vancouver to Manchester through Zoom Airlines and my credit card company (Visa Desjardins) is not refunding my money. They are telling me to contact “the agency handling Zoom’s bankruptcy” and only if they deny my reimbursement will Visa Desjardins “dispute” it.

I really think they’re giving me the run-around.

What steps can I take in order to pressure Visa Desjardins to give me my reimbursement, OR how can I find out what agency is handling Zoom Airline’s insolvency?

I do home parties and someone recently gave me a credit card that is no good. The customer already has the product and now refuses to return my phone calls. She knows that the card was no good. Can I go to the police and have her charged?? Would it be theft? Or fraud?? I am in Canada. Not sure if that would make a difference to the answer.

Thanks!

I called my credit card and they said since it’s been over 6 months, they cant do anything. Is the 6 months period a limit of the Fair Credit Billing Act?
icalled some of the other airlines to see if they can help, best thing they can do was give me a discount on way tickets. it was cheaper for me to buy new rountrip tickets than use their discounts. So I ended up purchasing 2 roundtrip tickets and will be filing a bankruptcy claim as well as a credit card claim…maybe i’ll get both!

Neither my husband or I have any credit. We have a car in his name, but the co-signer is his mother (because we don’t have any established credit). I kept all of our bills in my name (like electric, gas and what not). We do not have a cell phone provider that gives us any credit b/c we like the company that we have.

We’ve applied for several credit cards, and keep getting denied. I’ve even resulted in trying to apply for a Sears card, Victoria Secret card and so on… we’re denied because we don’t have any existing credit. I even went to my bank, and they are unable to help us with anything.

What can I do to start my credit? If I am being denied for not having credit, how can I build credit?! I’m confused! Please help!

Visa, Mastercard, American Express, Capitol One, Victoria’s Secret, Macy’s, Sears… no one will give us a card!

Ich habe in Deutschland einen Mastercard X-Tenson kreditkarte. Muß man ständig ins - gehen um einen Positiven Credit Report zu haben? ich meine wenn jemand das Geld hat, warum sollte man ständig ins - gehen und den Betrag wieder ausgleichen, wenn man so oder so das Geld hat? Ohne Credit Histoy kann man keine Wohnung mieten, keinen Wagen kaufen oder mieten etc. und wenn man das Bar bez. per Überweisung sendet oder Bankermächtigung, dann wäre doch da kein problem oder? ich meine das Geld ist doch da oder ist das nur für jemanden, der seinen credit benutzen möchte?? kann mir jemand weiter helfen lol