Credit Card Discussion

I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either one of these cards, if so, what one did you like and why?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.

Prezouille asked:


110, j'ai bon? Sur Planete, j'ai pu comprendre comment les américains sont poussés à consommer des credit-card, et comment les grandes banques (JP Morgan Chase Manhatan, etc) font nl SORTE De Preter aux plus Armen qui ne pourront jamais rembourser, auto-ce qui compte ce sont les beurzen supplementaires (retard, etc). Et j'ai pu comprendre comment les américains ruïnes pouvaient se mettre nl "faillite personelle" pour avoir le droit à une seconde kans. Voila le Resume: "LES ETATS-UNIS: UNE MORT A CREDIT? Elke annee, le remboursement des belangen van de ses duikers emprunts coûte plus au gouvernement des Etats-Unis que ses depenses en matière de securite nationale, d'education et de sante! Une enquête édifiante sur une situatie kritiek. Au pays de l'Oncle Sam, consommer een credit est Monnaie courante, et nombreux Ceux qui sont possèdent plusieurs cartes bancaires. Certains remboursent LEURS prêts avec nouveaux de prêts. L'Etat lui-même ne compte plus ses dettes. Temoignages touchants de Familles endettées, interventies d'analystes et d'images archieven nous font faire le tour de cette Amerique Où les Familles, à la manière des entreprises, déposent leur bilan Où la consommation et effrénée précarise les plus faibles. Un document inédit qui ne craint pas d'ENTRER au Cœur des vloeit du secteur bancaire aux Etats-Unis, et de LEURS dramatiques gevolgen sur des Familles démunies. "

I’m looking for a perfect credit card where I can transfer balances, have nearly zero interest and can earn points for travel, etc. Which card is the best for that?

I am looking into getting a credit card, although I have never had one in my life. Is it easy to sign up for one? What is the best choice for a person who has never had any credit before. Thanks

I recently applied for a credit card and was not approved mostly because I said I was employed instead of a student, but since I work part time and go to school I didn’t think it would really matter and of course it wouldn’t give me an option to put in both. My question is, can I now re-apply for the same card and say I’m a student or will that affect me or my credit negatively?

I’ve just started working and don’t have a credit history. Can I still apply for a credit card?

I have a student credit card from Chase. I’m not really sure if i want a credit card or not because i’ll be tempted to spend more money. But i like the idea of building my credit. I know that canceling a regular credit card with hurt your credit. Will a student credit hurt it too?
Also is having a credit card the best way to earn credit? I’m scared of identity theft. lol

I want to apply for an American Express Blue Cash card. I’m 21 and I don’t know my credit score as of right now. I have one credit card right now with 0 balance from Bank of America. Should I apply for the AMEX card?

I am looking to apply for my first credit card and not sure which one would be best for me. I am not going to use it all of the time, just purchases here and there to build up my credit. Does anyone have any suggestions? Your help is appreciated, thank you.