I have a credit card in collections (actually in the process of wage garnishment), and want to find out info on the credit card in question, but it is no longer on my credit report (the card is over 10 years old).
Of course the collection agency is no help, is there any way to get it myself, or is getting a lawyer the best/only way to go?
Thank you for any help.
In case this information is needed, the card was originally issued in AZ, but am currently living in IL.
Wednesday, December 17th, 2008 at 12:00 am. Have 5 Comments. Posted in Credit Card. Tags: Credit Card Information, Credit Collections, Credit Information, Credit Report, Lawyer
i have a playstation network account and i’m planning on buying a psn card. i don’t have a credit card though.
does it work like itunes where you need to enter a valid credit card number first before you can use the gift card or can i just use the psn card immediately without entering a credit card number?
Wednesday, December 17th, 2008 at 12:00 am. Have 2 Comments. Posted in Credit Card. Tags: Credit Card Number, Playstation, Playstation Store, Valid Credit Card, Valid Credit Card Number
I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a good card to go with that has low interest? Heck if you have any credit tips it would be helpful too…Thanks!
Wednesday, December 17th, 2008 at 12:00 am. Have 10 Comments. Posted in Credit Card. Tags: Credit Card, Credit History, Credit Tips, Heck
I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.
I would like to close them to resolve my accounts and improve my overall credit.
I have to admit that some of the credit companies are quite odd (not cititbank or MBNA) but smaller credit houses from obscure stores I once purchased something to earn the 10% off etc.
How do I go about contacting the credit card companies to close these empty accounts?
Wednesday, December 17th, 2008 at 12:00 am. Have 7 Comments. Posted in Credit Card. Tags: Credit Card Companies, Credit Report, Improve Credit, Mbna, Zero Balance
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively or positively? If I get a $50,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?
Wednesday, December 17th, 2008 at 12:00 am. Have 3 Comments. Posted in Credit Card. Tags: Buy A Car, Buy Car, Credit Cards, Credit Score, Zero Debt
I’m a stay-at-home mom with a large credit card balance. I have no outside income. My husband may be taking a new job which will require us to move. My credit card debt is in my name only, and my husband does not know of it. I was wondering if at any point in buying our new house if my own personal credit card debt would even come up, since only his income is an issue.
Wednesday, December 17th, 2008 at 12:00 am. Have 10 Comments. Posted in Credit Card. Tags: Buying A House, Buying House, New House, Personal Credit Card, Personal Debt
I am a newly eightteen year old and my mom has been building my credit history for the last two years, so i have phenomial credit history.
I am looking for a credit card that has a good rewards program for me.
I looked into the american eagle card but it seems like it takes a lot to get rewards.
Any ideas?
Wednesday, December 17th, 2008 at 12:00 am. Have 14 Comments. Posted in Credit Card. Tags: American Eagle, Credit Card, Credit Cards, Credit History, Rewards Program
I have a pretty low credit score (597) and want to begin rebuilding my credit. The score is low from charge offs about 3 years ago. Is there a certain bank or credit card that is easier on people like me that will give me a credit card? And yes–I do plan on paying on time. It would be for small simple purchases that I would otherwise buy with cash and could pay off easily each month.
Wednesday, December 17th, 2008 at 12:00 am. Have 5 Comments. Posted in Credit Card. Tags: Credit Card, Credit Score, Paying On Time, Rebuild Credit, Rebuilding Credit
My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts once he passes away?
Wednesday, December 17th, 2008 at 12:00 am. Have 10 Comments. Posted in Credit Card. Tags: Credit Card Debt, Credit Debt, Incurable Cancer
I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All the sites I have seen require a valid active credit card.
Wednesday, December 17th, 2008 at 12:00 am. Have 5 Comments. Posted in Credit Card. Tags: Checking Account, Credit Card, Credit Checking, Credit Report
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