Credit Card Discussion

Several years ago I developed a chronic medical condition,lost my job & was unemployed several years. I used my savings to pay my credit cards until I missed 2 payments in a row. I contacted the credit card company, worked out a deal to pay them back.
I am now employed, current on my bills & have been for several months even though they are charging me an usurious interest rate 29.95% I believe. I have not used this card since several months before my missed payments. I contacted the card company to lower this amount but they refused.
What are my options?

My credit card has been lost/stolen. I informed to bank. Can bank provide me another credit card with new account no. and same low apr credit card rates?

My friend gets over 75 pre-approved credit card offers a month. How do I do the same?

Should I keep the truck balance where it is at $27,700 at 5.34% for 72 months ($470/month) or should I transfer some of that over to a credit card and have the truck be $17K at 5.34% and have $10.7K at 3.3% for life with the credit card?

I’m not sure if the interest is calculated the same, or if this would save me a bit of money. I am not interested in lower payments, just saving some money on interest.

I was going to request a small limit increase of $500 from one of my creditors and was wondering do they check your credit file again AND your account with them or do they do one or the other, if one or the other which one??? Thanks in advance

My hubby was planning on paying them off with his tax return but we are getting calls about how they are sueing us and going to garnish are wages will they do that? up until 6 monthes ago we were paying them off.

I heard that you can call and get your interest rates lowered if you ask from your credit card agencies. I also heard that it is not possible. So I was just wondering if anyone had any success with this and if so, did you have to be aggressive? Thanks for any answers in advance.

what banks offer a student credit card in the Philippines? i have an ATM card but i need a credit card but im still studying in college. help!

It’s not me!!!!!!! a friend of mine is thinking bout doin it because he’s hard up for cash. i told him that he will get buttfucked if he does go to jail, so it would be wise to not be stupid. but he not really hearing me!

Are ther any credit card companies that entice new customers by letting them take all their reward points from their old card with them when they switch to a new card?

My current credit card APR is 12%. I want to get a card with a lower rate, but dont want to lose all the reward points I have accrued.