Does anybody know of a credit card that once approved I can have instant access to?
I am looking for something that is hooked up to an online account or something, just so that I don’t have to wait until the card arrives. I would prefer no limit, but if that’s not available, it has to have a minimum of a $40,000 limit. I have bad credit but I will be able to pay the bill. I just need it to pay this company I am working with for some items that I sold on ebay and for future ebay sales.
Why was my online credit card application declined?
I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which provides Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know why was they declined my application?
Should I keep my debt on a low interest Credit card or use my home equity for a loan to pay off?
HI I have about $20000 in credit card debt that I have been conscientiously willowing down for a bit now. I plan to have it down to 0 in about 1 year and a half. Presently it is spread amongst 3 credit cards..two have 3.99% and one of them is at 1.99%…all until about August or so..then I imagine I can transfer them around again. My question is ..I have enough equity in my coop to be qualify for up to a $60,000 equity line of credit…at prime plus “0″ —I’m not sure if it is to my advantage to use this equity line of credit to pay off my credit card debts…provided I apply for it. I’ve heard that the interest is deductible..would this make the decision a slam dunk obvious one??or are there other factors to consider.. I think prime is at 7%? now? Thanks for your help.
George
Providian Credit card to Washington Mutual Card Services?
Has anyone got a Providian Credit Card only to find that when Washinton Mutual Card Services took over the APR has jumped significantly? I am now paying almost 10 percent more APR. I have had my card for over 5 years now and never had a problem. I was told that all the APR’s went up and everyone is paying more. There’s nothing they can do to change it.
I have filed a complaint with the General Attorney’s Office today and if this has happened to you. Please send in a complaint and stop these companies from absusing the consumers. I plan to pay off this card ASAP and never have anything to do with this company ever again!









