Is there a prepaid credit card that acts as a normal credit card and not have limitations?
I am trying to start shopping for Christmas online and I don’t have a credit card and a couple of the sites won’t let me use prepaid credit cards I was wondering if there was a prepaid credit card that acted like a real credit card and won’t be denied by any sites that restrict prepaid cards?
You shouldn’t have any problems with a Visa debit card. What kind of card are you using?
Here’s a link to Visa debit to see how it works
don’t know the answer to that 1 but most banks will let u open a checking account 4 as little as 50 bucks. when u open 1 up, u will get a check cashing card which acts just like a visa/master card. i would inquire about it. peace
A debit card should work–I’ve been using my MasterCard branded debit card online for years. However, there are occasionally sites that say they don’t take debit cards.
In that case, you could try getting a secured credit card. You make a deposit to the bank which becomes the limit of the card (you can’t touch that money, so make sure you can afford it). So if you put $500 on a secured card, you would have a credit card with a $500 limit. After a year or less, the secured card will become unsecured and you get your deposit back and it becomes a regular credit card. It reports as a regular card to the credit bureaus too, so no one would know it’s a secured card but you. Bank of America has one that is supposed to be very good.
You could also try shopping through sites that use Paypal–you can have Paypal draw directly from your checking account.