Is a credit card number really valid for a deposit on a service?

advertisement

I own a small business which often takes credit card numbers over the phone as a deposit. We recently had a customer no show, and she contested through her credit card company when we charged her (she claims it wasn’t explained when she gave us her #). The credit card company took her side and said it is policy to allow anyone contesting to get their money back if there is no signature. How can this be? So many hotels and services take card #’s as deposits!
« International Money Order nach USA in Österreich, wie?
How do I apply for a credit card if I have only been living in the UK for 1 year? »

Monday, December 15th, 2008 at 1:00 pm. Posted in Credit Card. Tags: , , , , . You can follow this web articles through the RSS 2.0 feed.

Related Post: When getting a visa credit card, after its expiration date do we get a new credit card number?, Does the playstation store require a credit card number for you to use a playstation network card?, Tips In Choosing The Best Bad Credit Card, What makes a security code of a visa credit card valid?, Does anyone know about these credit card deals that give prepaid accounts, or direct deposit debit cards for?, How long can a hotel hold your deposit from a prepaid credit card?, What does the issue number on the front of a Mastercard mean?, Why did the free credit check ask me for a credit card number?, Can a Care Credit card be used for medical services?, How can i purchase e-GOLD using my CREDIT CARD?,

2 Responses to “Is a credit card number really valid for a deposit on a service?”

  1. Most credit card companies state in their cardholder terms that if a consumer is not satisfied with any goods or services through a merchant they can dispute the charges and or have them reversed. Even with a signature I think they can refund the customer. Unfortunately this happened at my job last year.

  2. Call your merchant services (credit card processor) and ask them how to avoid this situation in the future.

Leave a Reply