How much extra does a prepaid credit card cost?
Ok I need to buy something online and I have no credit card. I am going to buy a prepaid card but how much extra does it cost at Vons or Stater Bros. or somewhere like that. Is it any extra at all or just tax? Please help
it’s nothing extra
Not sure where you are.
In the usa there is a green dot card
they sell them at walgreens
they cost $5 or $10 to load and reload.
It depends which one you get. Some have a monthly fee. And some even have a non-usage fee. Hey they don’t collect 28% interest so they have to make their money somehow.
sometimes those prepaid debt cards cost
you anywhere from 5 to 20.00 and thats just to get
the card, then there might be charges for non-use or even if you
use a monthly charge.. and do you want to use a ATM more fees
.
read the fine print
I would sugggest you can open a checking account usually for
a low balance or even free of monthty charges and most
of those checking accounts include debit card which works
just like a credit card..
However you should still read the terms and conditions of the application form, since prepaid credit cards can charge:
Monthly subscription fee
An application fee
A shopping fee
A monthly transaction limit fee that is charged if you spend more than a predetermined amount.
A fee for making ATM withdrawals.
In spite of all these fees, this card is ideal if you cannot get a normal credit card or do not want to pay the heavy fees and interest charges for the regular credit card.