Does anyone know of an unsecured credit card for bad credit?
I have very bad credit, and I am looking for an unsecured credit card. I don’t care about the interest rates(beggers can’t be choosers). I just want to rebuild my credit. Any suggestions would be greatly appreciated.
Go to any bank and let put all your credits put together in one new one. Most of the banks they do, example citibank
search the Internet for “secured credit cards”, and then read up on them in consumer magazines like Consumers Union and Consumer Reports.
You put money in an account and replenish it as you use the money, they report you PAID AS AGREED.
You need three of them ($200-300 each is OK), and then get some major retailer and gas cards and build your way up from where you are,
Also negotiate with your derogatory accounts and try to get them to remove, or at least soften, the negative information you already have on your accounts.
I was in your position before and I got a continental finance card and a first premier bank card. There are intial fees but what I did was calculate how much the fees where to get started and saved that up. Then I applied and got approved (bad credit) and paid of the first months balance in full which was mostly fees, but it also allowed for me to have full advantage of my total credit line. I paid in full every month and after 6 months had a great increase in my credit rating to where I then got a capital one card where my limit also increase just after 3 months. After eight months I was then preapproved for a walmart card for $500 and now I get offers all the time from good credit card issuers.
I’m glad you understand that with bad credit you will be paying fees.
There’s Continentinal Finance, First premier Bank, Tribute mastercard, Green Dot Visa. I’m sorry I don’t know the websites but you can search.. You will be paying hefty fees but they will approve you and rebuild your credit and reports to the credit bureaus…