Denied circuit city credit card?
My credit score is 740, I carry little debt at the moment , good payment history… never late on a payment… yet I was denied by Circuit city for a credit card, I have no idea why. Just a few days ago I was approved for an auto loan no problem but didn’t go through with it, why would they deny me?
Is your debt to income ratio high I don’t know why if you have a 740 did you apply for a lot of thing in a short period of time. Think on it or pull your credit report, you got me stumped also
They have to give you a reason & the name of the credit bureau they use. Pull a copy of your credit report with that company or with all three bureaus & check for incorrect items.
You don’t need a store card, but keep a eye on your credit history
Circuit City credit card is provided by Chase. Do you have any issues with them? I have an HSBC card, and Best Buy is provided by HSBC, who has this rule (with few exceptions) that you can’t have more than one account with them. Use one of your regular crdeit cards to buy the item, unless you really truly believe you could pay off the entire balance before their 0% interest deal runs out…
My mom’s score is over 800. She was recently, for the first time in her life, denied a credit card. The reason? Her drivers license did not match up to what the credit bureaus had for her address!