Credit Card Discussion

I need to build credit and having trouble getting a card since i am not on the books at my job. Any suggestions for a secured card?? Or any card that lets me open acct without listing my employer.

I know that a secured credit card means using your own money but what I dont get is how is it to be paid back? If I opened a secured card with the same checking account, used their checks to pay off my secured card, where is the money coming from since I’m writing a [...]

I’ve been paying off my bills “Big Time” and would like to get my credit score rating higher. I was thinking about using a secured card and adding to it, but now I just received a letter from Visa saying I’m pre-approved for $200. What should I do?

I am looking for a secured credit card that has the lowest interest rate and the lowest deposit amount. Also a need a card that will be reported to all three credit bureaus.

I want to go on a trip and rent a car and get a hotel room. I have a credit card but it is over it’s limit and I applied for a credit card and got rejected. I don’t know what a secured credit card is. Can a secured credit card be [...]

I want to get a secured credit card. Which card is better? CitiBank Secured MasterCard or Bank of Ameica Secured Visa Credit Card. What is the difference between Mastercard and Visa? I want to built my credit. Please tell me which card i should apply to. Also how much $$$ should i put on the [...]

Rebuilding my credit and I have an old Master Card account that was charged off that I am attempting to satisfy. I want to obtain a secured card from a local credit union to start establishing some good credit. Do I have to satisfy the old account before doing this or will I be able [...]

Trying to rebuild my credit and looking for a secured credit card to help me rebuild my credit. Any suggestions or referrals?

I want a secured card because I just graduated college and just started working. I would like to start building some credit w/out paying outrageous fees.
Applied Bank sounds pretty good so far. I don’t mind paying a reasonable annual fee if I don’t have to pay a super high APR (you know, in case [...]

I’m looking for a secured credit card to use on special occasions and pay off the balance monthly. What secured credit card is the best choice for avoiding hidden fees and clauses?