If I get my first and second credit card, will it affect my credit score?
I am 19 and I want to get my first credit card and possibly a second. Would it affect my credit score by getting 1 or 2?
Archive for the 'First Credit Card' Category
When paying a credit card can I first apply payment to the balance (from cash adv) with the higher interest?
Since I am being charged more for the portion of my credit bill from a cash advance, when I make a payment I would like to allocate my payments to pay off the higher interest portion of my credit card balance first. Is that possible.
Has anyone ever canceled a first premier credit card right after you applied for it?
My 15 year old daughter applied for a first premier credit card online, and was accepted. This made me very upset because the card is in my name. I called the next day to cancel and the woman said to call back tomorrow because the application is in the middle of prossesing so [...]
On a first credit card, how long until my credit starts to be affected?
I got my first credit card a little over a month ago, and am very anxious to start building my credit score up.
I have already made my first payment, on time and in full, and my next statement should be arriving within a few days.
I have heard that you have a 3-payment-cycle “grace period”, in [...]
Can someone explain the entire credit card process;who makes money after my card is swiped? First Data?
I’m looking to see how a company like First Data or Mastercard makes money. I read that JPMorganChase decided to move away from First Data to process their cards.
Can someone explain how First Data makes money (not via Western Union)?
Am I to understand that they “process” the credit card or debit payment? So [...]
What’s better? Paying your low interest, low balance credit card first or your CD with a higher balance?
I have three credit cards with roughly $6,000 combined balanced between them and I’m thinking of paying the one that has the less debt first (which also has the lowest interest rate) and then pay my other two slowly.
What I mean is, I’m trying to make more, bigger payments to the credit card that has [...]
How do they decide credit limits for your first credit card?
I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least $1,500. I have no credit history whatsoever, I don’t have to make a house payment, no dependents, and I make $12.10 an hour working 35-40 hours a week. Would all those [...]
First credit card question: How long after your purchase does it take to get billed the min. monthly payment?
I made my first purchase a few days ago, and, currently my minimum payment (due at the beginning of July) is $0. Does this mean that I won’t be billed for this purchase until next month? Also, if I do pay some money this month (even though the minimum is zero), will that [...]
What are some things that I should know about and consider when getting my first credit card?
Hey everyone–
I am needing to apply for my first credit card soon to start building some credit. What are some things that I should know about and consider when I am doing this? I am planning on making payments as soon as possible. Where can I find a credit card with an [...]
What’s the best way for me to get my first credit card?
My parents credit is ruined so having my name on their cards would only hurt my credit. I do have a checking account at my bank, haven’t bounced anything, etc. What should I do to get my first credit card?
