Archive for the 'First Credit Card' Category

what is the best credit card for a first timer who wants to build credit?

I am very responsible with how I spend money, so please don’t lecture me on how credit cards are so dangerous. I’ve waited til I felt financially secure enough to get one.
I just want one so I can work on establishing credit. I want to make one or two monthly purchases and pay them [...]

I have no credit, how do i go about getting my first credit card?

I’m 18 just graduated from high school, and I would like to apply for a credit card, i have absolutely no credit at all. Where do I go or who do i talk to to apply for a credit card? Any tips on what would be a good first credit card?

What company would give me my first credit card?

I just got my green card, my social and my ID…I am jobless, how can I start having credit cards?DO they always require me to work? I am married, will that count?What company would give me my first credit card?

What is the best way to get my first credit card to build credit?

I’m a college student and would like to get a credit card (for building up my credit for my future). I have a savings account, and have some money in it. I am also a full time student. I also do not have a job. What is the best and safest way to get [...]

Should I pay down my credit card or auto loan first?

Believe it or not the interest on my auto loan is higher than my credit card. (~12% for auto loan compared to ~10% on credit card). I owe approximately $5000 on each. Common sense would say to pay on the higher interest first. However, are there other factors I should consider such [...]

What do banks determine when giving a student there first credit card?

If they have no credit scores yet, how do banks determine to give a student there first credit card?

Where can I apply for my first credit card?

I’ve never had a credit card because my mom has always told me that they just cause problems. But now that I’m looking for a house, there is NO way I can get away with having no credit in my history. How can I get my first credit card?
I actually tried applying for a Capital [...]

What is a good credit limit for a first credit card?

I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most [...]

What is the transparent sticky substance that you find at the back of your credit card when it first comes?

It is at the back of the credit card or any cards that you first get. It affixes the credit card to the cardboard that comes in the envelope from the bank.

How can I apply for the Amazon credit card that saves you $30 on first purchase?

I know it pops up sometimes when you are buying something on Amazon, however I started filling it out and my computer froze so when I tried again it wouldn’t give me the apply now and save $30 off your first purchase offer. It still won’t let me no matter what I pretend to [...]