Archive for the 'Credit Card' Category

Can credit card companies sue an estate of someone who has died to collect outstanding balances?

My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts once he passes away?

What is the best credit card to apply for to rebuild credit?

I have a pretty low credit score (597) and want to begin rebuilding my credit. The score is low from charge offs about 3 years ago. Is there a certain bank or credit card that is easier on people like me that will give me a credit card? And yes–I do plan on [...]

What are good credit cards for my first credit card?

I am a newly eightteen year old and my mom has been building my credit history for the last two years, so i have phenomial credit history.
I am looking for a credit card that has a good rewards program for me.
I looked into the american eagle card but it seems like it takes a lot [...]

What credit card info is needed for buying a house?

I’m a stay-at-home mom with a large credit card balance. I have no outside income. My husband may be taking a new job which will require us to move. My credit card debt is in my name only, and my husband does not know of it. I was wondering if at [...]

Is it better for your credit to have several credit cards with moderate limit, or one card with a high limit?

I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively [...]

How do I close empty credit card accounts?

I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.
I would like to close them to resolve my accounts and improve my overall credit.
I have to admit that some of the credit companies [...]

No credit, How do I start and what is a good credit card for a beginner\r?

I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a good card to go with that has low interest? Heck if [...]

Does the playstation store require a credit card number for you to use a playstation network card?

i have a playstation network account and i’m planning on buying a psn card. i don’t have a credit card though.
does it work like itunes where you need to enter a valid credit card number first before you can use the gift card or can i just use the psn card immediately without entering a [...]

How do I find out my old credit card information?

I have a credit card in collections (actually in the process of wage garnishment), and want to find out info on the credit card in question, but it is no longer on my credit report (the card is over 10 years old).
Of course the collection agency is no help, is there any way to get [...]

How much credit card company charge for each transaction?

How much credit card company charge for each transaction? Since credit card company gives reward credit for using their cards, in situations I can use either case or check, should I opt for credit cards because they offer reward points? Or it does no matter? Thank you for suggestions?
I pay off the statement balance [...]