Archive for the 'Credit Card' Category

How does a credit card work and why do I have to get one?

I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit [...]

What is the best credit card for an 18 year old?

I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an [...]

How does getting credit back on your credit card work?

Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and [...]

What credit card company or bank doesn’t check transunion only equifax and experian ?

What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.

can a credit card be transferred after the death of the primary holder?

For many years I have been caregiver to my elderly parents. We have one credit card, for which my father is the primary card holder, and my mother and I are authorized users. However, I am the only one who uses the card, and the bill is paid in full every month, with no [...]

Closing a credit card account that is inactive? How much will it affect my credit report?

I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a [...]

What category does a credit card loan go to when the debit is for equipment for your business?

Will my credit card be under a cost of goods account, expense account, loan or what? The equipment had already been paid in full by the credit card, now we are paying the credit card off. Should I name the credit card as a vendor?

What is the best credit card to suit my needs?

I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.
It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.
I already have [...]

What is the credit card with the highest approval rate?

What credit card has the highest approval rate,no annual fee and balance transfers,and low interest rate,even for someone who has no credit established,or bad credit? Know someone who wants to get started establishing her credit,and someone who wants to transfer her balance to another credit card.

How do I get a credit report with out a credit card or checking account?

I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All the sites I have seen require a valid active credit card.