I am looking to make a couple large, immediate purchases with a credit card. I already have one credit card with very little available balance. Should I:
A. Apply for a brand new card and use it to make these new purchases?
OR
B. Transfer my old balance to a new card, then work off paying [...]
I’m wondering what FICO score I would need in order to qualify for a 0% APR Balance Transfer Credit Card like Chase, Discover, or Bank of America?
Thanks!
I want to transfer the balances of two credit cards to one balance transfer credit card with a low APR… One of my cards is maxed out ($800). Problem is I had to quit my job to give birth to my second child so I am unemployed, eighteen years old and i just started my [...]
I’m pretty close to the maximum limit on my credit card (I owe $7,200 and the limit is $7,500). I’ve already cut up the card and changed my spending habits and I’m pace to pay it off over the next 12-18 months. Problem is, the interest is killing me. If I pay the minimum monthly [...]
I have 3 credit cards. My COMBINED balances make up 24% of my COMBINED credit limits. In terms of a credit score increase, is it better to transfer those balances to the card with the most room? I have one card with a $7K limit and a $0 balance. This is also the newest (less [...]
I have three credit cards, and I’m looking for a credit card where I can transfer the balances of all three, to that one.
One with 0% Transfer balances would be ideal. And no, I do not want any answers saying “pay more than the minimum due amount.” I know that, but I still want to [...]
My son has three credit cards amount totally $750.00. If I transfer these amounts to my credit card with lower interest, will my credit score be affected? He will be paying me 100.00 every two weeks till its paid off.
I’m trying to consolidate a few credit cards into a simpler single payment with 0% transfer for a year. Does anyone have recommendations for this? I’m trying to find one with a good cap on transfer fees (or no transfer fees!) and a long 0% time.
I have a line of credit at a bank at about 16% APR. Can I transfer that balance to a credit card to get a lower APR, or even a 0% APR using a balance transfer offer? I have a credit score of 650 (which I have read on the internet is considered [...]
I currently have two credit cards. One is a normal card and one is for an electronic store. I recently payed off my normal credit card and I would like to use it to pay off the electronic store credit card, so that I can cancel it. However, I’m afraid that the store may not [...]
