Archive for the 'Credit Card Rates' Category

I heard the federal government recently cut interest rates. Why hasn’t my credit card rate gone down?

I read the other day that the Federal Government recently cut the interest rates to banks. I called my credit card company and they told me my approx $65K of credit card debt is still at 29.44% and hasn’t dropped yet. When can I expect my credit card rate to drop? I am going to [...]

Can bank provide me another credit card with new account no. and same low apr credit card rates?

My credit card has been lost/stolen. I informed to bank. Can bank provide me another credit card with new account no. and same low apr credit card rates?

Has anyone had any success with getting credit card interest rates lowered?

I heard that you can call and get your interest rates lowered if you ask from your credit card agencies. I also heard that it is not possible. So I was just wondering if anyone had any success with this and if so, did you have to be aggressive? Thanks for any answers [...]

How does the Fed cut on key interest rates affect my credit card interest rates?

When the Fed Reservce cuts rates, do I see any benefits on my credit card bills?

Getting the Best Credit Card Rates

The challenge of tackling a massive credit card debt can seem almost impossible at times. When you look at the many bills rushing in each month and then you start going through that credit card bill, the idea of actually starting to pay that bill down can be overwhelming. And part of the reason that [...]

I’m going into foreclosure: will my credit card companies raise my interest rates?

Right now my credit card interest rates are good. I am current on my credit card payments. It’s just the mortgage that I am defaulting on.
Has anyone had this experience? I heard today that if you go through foreclosure and your credit card companies find out, they will raise your interest rate because you’re seen [...]

does closing a credit card stop interest rates from going up?

If someone stopped paying their credit card for a few months, the interest rates on that card go up. Can closing the credit card stop the interest rates from going up or will the balance of the credit card still cause it to go up?

Why are credit card rates over 18% when the prime rate is 4%? Are we all sub, subprimers? ?

What is ususry and Is it immoral or illegal?

Where can I find a company to get a free credit card terminal and low rates?

I need to accept credit card in my business but I have no idea where can I get the terminal. Please recommend me a company that offers good rates. Thank you.

It is Time for a Lower Credit Card Rate

How would you like your credit card interest rate? Regrettably, this is a simple question that few customers take the time to ask , It can be very high. High interest rate on your credit card balance can impose some damage on your wallet . A higher rate means higher finance charges, and hurts your [...]