Credit Card Discussion

I want to know what the bad about credit card gift cards, like visa and master cards. The one they sell in stores. Do you have to pat money to activate and then add money?

Can I still get a credit card secured or unsecured if i have bad credit? How can I improve my credit?

I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I pay all my bills on time and [...]

Many people have multiple credit cards I also have one visa card and one 0apr credit card with bad credit. I think to apply for chase travel reward credit card. Can it possible?

A friend of mine said that a company gave a presentation and said that if you have a credit card and you don’t use at least half of your limit, it is bad for your credit. I’ve had one for about a year, and have not used it once. To me, that whole thing sounds [...]

I’m thinking about getting a credit card but I have bad credit and only know about secured credit card. What are the chances of getting it? Is it better than other or not?

I have horrible credit, thanks to a loser of an ex-fiance, and now I can’t find a credit card to accept me. Is there any unsecured card that would accept someone with bad credit?

I was contacted by collection agency an account that was charged off 8 years ago. They said they bought that debt and are reporting it on my credit.
I asked for written records with my signature to ensure that it was a real account that I opened. They said that it had been validated [...]

These days, credit cards have become a necessity as it provides people with spending power even if they do not really have all the money they need. Sadly a lot of people do spend to much that they turn out indebted, unable to pay for their bills and eventually unable to get credit cards anymore. [...]

Having bad credit does not mean one can never apply for good credit cards. Because of so many people having problem with their credit, credit card companies saw the potential in providing service for this people. Thus, credit card companies came up with bad credit credit cards. As the name suggest, these credit cards are [...]