Can I do a balance transfer with a Sears Credit Card?

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sears credit card

I have a sears credit card and I want to transfer my balance on that card to another card because my Sears apr is way too high. Can I transfer my Sears balance to another card? One of my friends said that I couldn’t because its a store card. Thanks!
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One Response to “Can I do a balance transfer with a Sears Credit Card?”

  1. Most credit cards have the option of giving you checks that you can write against the VISA/MC credit card. These can be used to do most anything you could do with a check, such as pay off other bills, deposit them to and account or make purchases. This counts as a cash advance, and you usually have a fee for the cash advance itself plus the interest on the VISA/MC is higher than a regular charge. Which may be as high as the Sears credit card.

    Also, sometimes when you apply for a new credit card (VISA/MC) they will allow you to immediately transfer balances from other cards or loans to the new credit card and waive the transfer fee and offer a lower rate on the transferred balance.

    The only real restriction on transferring balances is if you have two credit cards issued by the same issuer, such as CitiCard and you try to transfer balances between the two cards. They will not let you do that.

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