Balance transfer credit card with bad credit?
I have a pretty poor credit score, probably around 500. I currently have about $4,500-$5,000 of credit card debt with high interest rates around 28%. Is there any type of credit card I could do a balance transfer to from these four cards into one that has a lower interest rate? Any help would be appreciated. Thanks.
You can go to:
This is a non-profit that can help stop the high interest payment, and set up payment plan. They are a non-profit, and do not charge a fee for this service. Toll free telephone number is on the web site.
Good luck!
Maybe, it depends on how good or bad your credit score is. If you’ve not been late or missed any payments, there’s a decent chance you can get a balance transfer deal at a much lover interest rate than you cite here. But a word of caution, you seem to be getting in too deep on your credit, perhaps credit counseling would be a wise step for you. It’s not preachy at all, just helpful. Run “Credit Counseling” through a search engine and find one that sounds good for you. But do not pay for such help, it should be free.