Archive for December, 2008

What is the best credit card for me, I have very little credit?

I am trying to get a credit card to start my credit, but so far I hve been denied by Capital One and Chase (Master Card.) I am a full time college student and I don’t have a job on the books. I applied for student cards, the ones that required little or [...]

Can I use a credit Card right after being accepted without having the card?

I have really good credit and have paid off all credit cards as I use them. Now, I have a large purchase I want to make. If I apply for a card and get approved online, it will take 7-10 days to get the card. Can I somehow use the card without physically having the [...]

What is the easiest credit card to get?

I have somewhere in between not good credit and ok credit. So what is the easiest credit card to get?

What credit card requires a very high credit score to obtain?

If you had to name a credit card that was the hardest to get (required a very high credit score), what credit card would you name?

How does getting a secure credit card hurts your credit?

I have great credit 755 and want to get a secure credit card, would it hurt my credit?

What stores can you get a credit card at without a current credit card?

I am tring to build my credit fast but I dont have a credit card. I have a debit card. I got a card at target and continue to use it and pay it off. I tried to get one at walmart but cant because I dont have a credit card. what stores could I [...]

How does a canceled credit card affect your credit score?

I’ve had two credit card companies cancel their cards with me because I had not used their cards in years, how will this affect my credit score? Do they let the major credit bureaus know why it was canceled?

How does closed credit card by the bank affect my credit history?

My account was closed by the bank due to number of credit cards I have and high balance. I will be able to close all in 6 months. Can other banks close my credit card accounts as well? What is the best way to handle it?
Thanks for the answers but my problem is:
I have one [...]

How can I close a new credit card without effecting my credit?

I got a new credit card in the mail through an airline. I didn’t know I was applying for a card, I thought I was joining the frequent flyer club.
I have not activated the card. I thought about keeping it in a drawer for emergencies, but the interest is outrageous, so I [...]

What types of credit cards pays the customer for using the card?

Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but I want another credit [...]